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The Mortgage & Finance Association of Australia is proud to bring you the "makin' cents with Tony Harris" series. Please select from the list of topics below to view Tony's helpful finance tips and hints.
Disclaimer: The material on this web site is only to provide you with general information. It does not constitute legal or other advice and your use of the material on this web site does not give rise to any obligation on behalf of the Mortgage & Finance Association of Australia (MFAA), WIN Television or any author of any material on the web site.
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Can't Make Your Mortgage Repayments?
What should you do if you can't make your mortgage repayments?
Credit Card Limits
A great way to increase your borrowing capacity is to reduce your credit card limit
First Home or First Investment
Have you always wanted the keys to your first home but feel like you’ll never be able to afford it? Well instead of thinking “First Home” think “First Investment”.
Home Improvement Loans
Home improvements have increased in popularity as we realise that improving our existing home could be a far more economical option to selling the old one and buying another one.
Home Loan Health Check
No doubt you have regular health checks, but do you have a regular home loan health check?
Honeymoon or Introductory Rates
How can you have a honeymoon with your home loan rates?
Interview with the CEO of the MFAA
Tony Harris interviews Phil Naylor, the CEO of the Mortgage and Finance Association of Australia.
More Than The Interest Rate
The right mortgage is not necessarily the one with the lowest interest rate
Negative Gearing
If you’re thinking about taking out an investment loan to buy an investment property or shares, there’s a lot to consider.
Paying Off Your Mortgage Sooner
You can pay off your mortgage earlier by making bigger mortgage repayments, more frequently
Reserve Bank Interest Rates
The main responsibility of the Reserve Bank of Australia is to formulate and implement Monetary Policy, as laid out in the Reserve Bank Act
Reverse Mortgage
If you’re a retiree, are asset rich but cash poor, then a reverse mortgage might be ideal for you.
Self Managed Super Fund Mortgage Finance
If you have a Self Managed Superannuation Fund you may be able to borrow to invest in property
Steps to Purchasing Your Next Home
If you’re planning to sell your existing home or buy a new one, it’s important to understand all the financial impacts.
Taking Out A Mortgage
If you think you’ve found a home loan that sounds almost too good to be true, it probably is.
The First Home Owner Grant
For some, the Australian dream of owning your own home can now become a reality.
What is a Low Doc Home Loan?
Low doc home loans do not require the same level of documentation as normal loans and are available through brokers, banks and non-bank lenders.
What is an LVR?
Finding the deposit is often a stumbling block when it comes to buying a property.
What to ask a Mortgage Broker?
Be sure to ask the right questions though, before you begin.
When To Refinance
In the past, most people who took out a mortgage continued with it until they had paid it off